Do you have advice on choosing a health fund?

We are often asked which health fund we recommend, but of course, we can’t give advice because it depends on your circumstances and needs.

Many funds are run to benefit members, but some like NIB and Medibank are listed companies, which have a legal obligation to maximise profits for shareholders. This sometimes results in below-industry rebate ratios for their members.

Useful sources for comparing health fund fees and benefits are www.privatehealth.gov.au www.iselect.com.au/ and www.comparethemarket.com.au/